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AWG Insurance
AWG INSURANCE GUIDE

Life insurance

Help replace income and protect the people who depend on you.

What it is

Life insurance is a contract that pays a death benefit to the beneficiaries you name when the insured person dies while the policy is in force. Families may use that money for everyday living expenses, income replacement, debts, childcare, education, funeral costs, or a future legacy. The benefit generally goes to the beneficiary rather than directly to a specific bill, giving the family flexibility.

Policy features, eligibility, and benefits vary by carrier, state, and underwriting.

Often considered by

  • Parents and caregivers
  • Income earners
  • Families with debt or future goals

How it works

Term life covers a set period, such as 10, 20, or 30 years. It is often less expensive at first and may fit temporary needs.

Permanent life is designed for lifelong coverage when required premiums are paid and the policy remains in force. Some policies may build cash value.

Your age, health, tobacco use, coverage amount, policy type, and underwriting can affect availability and premium.

Questions to consider

  • How many years your family would need income
  • Mortgage, debt, education, and final expenses
  • Coverage already available through work
  • Whether your need is temporary or lifelong
INSTANT QUOTE

See your options in minutes.

Use the secure quote tool below to explore available life insurance options. Quotes are estimates and coverage is subject to carrier eligibility and underwriting.

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Quote technology is provided by Quoteplicity. Submitting this quote tool may send your information directly to Quoteplicity and participating insurance providers.
PERSONAL QUOTE REQUEST

Let’s talk about your life insurance needs.

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(405) 254-7977insurance@abundantworksgroup.com